We Celebrate the New America
Although it has certainly gotten warmer over the past few weeks, Memorial Day is kind of the gatekeeper of summer. As we approach Memorial Day in a few days, we should remember what the day is supposed...
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Why Loan Servicing Matters When You Get a Home Loan
Financial experts often tell homeowners to make sure their lender will also be the institution “servicing” their home loan. But many homeowners disregard this advice or don’t understand it. So what is...
View ArticleA “Kitchen Cabinet” of Advisors to Help with Your Home Purchase Decision
We understand how competitive the real estate market is in 2014. We meet with customers on a daily basis who are trying to find the right solution to their housing needs. With any large financial...
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Use a Secured Card to Help Budget Your Cash
We’re only a little over six months into the New Year and already many people who made a resolution to stick to a budget have fallen off the wagon. Developing a budget and adhering to it require a lot...
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Four Things to Do Before Applying for Your Home Loan
The best thing you can do before you apply for a home loan is to understand one of the factors financial institutions consider during their approval process. Financial institutions have an obligation...
View ArticleLearn How to Have Summer Fun without Going over Your Credit Limit
It’s summer which means beaches, cookouts and vacation time! But for those of us whose credit isn’t what we’d like it to be, summer fun can be challenging. How do you have a good time and spend...
View ArticleBuild Your Financial IQ this Summer with a OneUnited Smart Money Credit Workshop
Have any summer plans? How about hanging out at the bank instead of the beach? May not sound appealing…but a couple of hours spent at OneUnited Bank can change your life! From June until August 26,...
View ArticleSave Money with the OneUnited Bank Waive Home Loan
OneUnited is waiving home loan fees. At OneUnited, we understand that buying a home is an expensive investment. In order to help you with your single family home mortgage, we have created the Waive...
View ArticleOneUnited Bank Announces “Lower My Rate Now” Home Refinance Loan Program in...
Miami, FL – July 21, 2014 There are many great reasons for homeowners to refinance their homes in 2014; freeing up capital for home improvements or other debts or lowering monthly payments by taking...
View ArticleAn Easy Way to Build Credit… When You Have No Credit
There’s no question that credit can be a necessity in the case of an emergency or if you’re trying to make a larger purchase that requires financing. However, many people find it difficult to obtain...
View ArticleMortgage Financing Options
When deciding to buy or refinance a home, the biggest concern is obtaining the right financing. As an example, which option is the best for your single family mortgage in Miami? Choosing the right...
View ArticleThe 10 Best Straight-Up Financial Tips You’ll Ever Receive!
When we read financial advice… we’re always left thinking the writer is missing the point. All the recommendations are for people with lots of resources, who just need to save a little more or invest a...
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How the UNITY Visa Secured Credit Card Helps Students Build Credit
Being a college student isn’t easy. For most students, college is a time of scrimping and saving, and a little money from home makes a big difference. More students than ever are also working a part...
View ArticleONEUNITED BANK ANNOUNCES 2014 I GOT BANK ESSAY CONTEST WINNERS
OneUnited Bank Uses President Teri Williams’ Book, I Got Bank, to Promote Financial Literacy for Youth Boston, MA (August 12, 2014) – OneUnited Bank is proud to announce the winners of its 4th annual...
View ArticleIs Multi-Family Property a Good Investment?
For many people, purchasing a single family home is no longer the American Dream. It’s expensive and… unless it’s investment property… it doesn’t generate income to offset the expense! Yes, there’s no...
View ArticleOpening a Joint Bank Account and Secured Credit Card for Your New College...
While it might be tempting to have them set up an individual bank account right off the bat, an incoming college student’s best interest might lie in a joint account with his/her parents. The first few...
View ArticleWhy Refinance? 3 Refinancing Myths
As a homeowner, you might have questions about whether or not you should refinance your home. It is a serious financial decision, and one that must be carefully considered. It will not only affect your...
View Article2014 WINNING FINANCIAL LITERACY ESSAYS (1 of 3)
One of a three part series. OneUnited Bank announced its I Got Bank 4th Annual Essay Contest winners on August 11, 2014. The contest is designed to promote financial literacy for youth (ages 8 – 12)....
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Why Secured Credit Cards Can Work for You
Good credit is an incredibly valuable today. A high credit score benefits consumers in numerous financial circumstances, primarily when seeking approval for affordable loans, buying a house, purchasing...
View ArticleAchievements in the Urban Communities We Serve
Across America, there is a renaissance happening in urban communities. Families that fled to the suburbs are coming back. Higher gas prices and a desire to live near work and culture have increased the...
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